Blog Belajar Ekonomi

There is 2 more months this year and signs of growth of the banking credit is still low. October last year 38% , this year only 13 % and the following month 33% 2008 and 18% for august this year. There will be a correction of 12-13% from 15% of credit growth this year. Indonesian Central Banks Governor Muliaman Dharmansyah Hadad, said that the total undisbursed credit is Rp 250 billion. This indicates that the private sector would not absorb this credit or the credit rate is still high for them because the decrease rate of the BI Rate is not as fast as the decrease rate of banks credit rate. Pic 1. BI Rate 2009 Source: Bank Indonesia Official Site From the graph above you can see that BI (the central bank) rate has already shown a decreasing from the current 8.75 % at January 2009 to 6.50 % at October 2009. This is a good initiative move the real sector. But current Banks are giving credits for SMEs at rates around 12-13% and for corporate is 10-11%. Seeing the decreas...

Last night(Oct 21st), the economic team of the elected president Susilo Bambang Yudoyono, was finally conveyed to public as the president announced his cabinet members at 22.00 WIB. All the presidents men The names that arise are names that were ones expected before. When the names first arise to the media before the official announcement, there were pro and contra about the capability of these candidates. In the presidential system it’s a prerogative right for a president to choose his men. Basically it can be chosen from the competence background, a political decision, and the passionate of the person to that field says political analyst. So its totally up to the president, whether his choice is based on the track record and competence of the candidate i.e economic degree and experience in the field. It can also be based on the political choice by means that accommodating coalition parties. In this case the candidate could be a choice of the party leader. And the last is from...

Come and join our newsletter. You will get a free Ebooks, and other free important documents. Dengan bergabung di newsletter ini anda akan mendapatkan Ebooks di bawah ini, secara GRATIS !. 1. Contoh Format Business Plan ! Yah pusing disuruh buat Business Plan,apa unsur-unsurnya, tinggal ikutin langkahnya dalam Ebook ini.Simpel dan mudah dimengerti. Anda bebas menggandakannya sesuka anda. 2. Teori Ekonomi Dasar ! The basic economy theory 3. Indonesia Salary Guide! Get the Salary Standards for Indonesian Employees. 4. Top Motivational Quotes ! Be Self Motivated.Get your quotes By joining this newsletter you will always get motivational quotes and business tips from me. Tresna Silahkan bergabung dengan YahooGroups Belajar Ekonomi Disini Setelah anda bergabung, masuk bagian Files dari Group lalu DOWNLOADlah sesuka anda.

For some people, there was a thought that the movie industry in Hollywood wouldn't get hit by the financial crisis. It turns out that the industry got hit quite hard. Banks aren't so confident to lend producers sums of money for months. While income from theaters nationally decreased, the income from DVD sales aren't good either.The problem got more complicated when the Screen Actors Guild will make a strike again. As the city of angels, LA is getting to be a more and more expensive place to produce a television series says an executive in the industry. Other states like Illinois, Michigan and New York gave tax incentives up to 40 percent for movie or TV production. Two top serial TV had moved to New York.One is 'In Treatment'(HBO) and the other is 'Ugly Betty'(ABC). The governor ,Arnold Schwarzenegger is worried of this situation and asked the State legislators to pass the incentives. Total box office movies produced this year was 67 less than last year...

(BelajarEkonomi.Com)Enterprise Owner Association (Apindo) has recently revised their prediction of total lay offs in Indonesian industries. As mentioned before by it's chairman,lay offs are a must and very difficult to avoid. Actually there are choices for company owners to deal with the crises: 1. A Salary Cut 2. Homing employees, which means only receiving basic salary and no presence and transport pay, and .. 3. The hardest choice which is Total Lay Off. At a recent press conference, the Apindo chairman, Sofyan Wanandi said the figures would reach 1 - 1,5 million lay offs which would peak at the mid of 2009.This is above the ILO prediction of 650,000 (six hundred and fifty thousand) . To support his statement, joined with him in the press conference was Chairman of the Textile Association, Chief of the Association of Shoemakers, Head of Food and Beverages Association, and the Motorcycle industry Association's chief. The unemployment rate would rise 9 percent caused by t...

(BelajarEkonomi.Com) The Indonesian banking sector seems to have some growth in the credit sector eventhough the crisis proceeds. The Central Bank's governor said that there has been a lowering of the liquidity because of some policy adopted. Yearly credit growth are 37.1 percent.Investment credit grew at a record figure of 42,9 percent, Working Capital credit went 39 percent.While consumption credit grew 33 percent. The Non Performing Loan(NPL) or known in Indonesia as 'kredit macet' figure is at a stabil rate of 3.9 percent. The Banking sectors CAR (Capital Adequicy Ratio) is still as high as 16 percent. From the central bank's point of view, credit and market risk is currently in a safe level, but could worsen along with the crisis. Projected economic growth for next year of 4.9 to 5 percent would grow the credit rate from 15 to 20 percent says the governor. ( Microblogged by Tresna.Source : KCM) Visit the beauty of Bandung. http://www.visit-bandung.com

(BelajarEkonomi.Com) As a good sign for the world market.The effect of one percent decrease of the Fed Rate already gave confidence to the Indonesian Stock Exchange. The index strenghten 21,15 points to 1.363,98. The LQ rose 1,91 percent to 274,31(Kompas 18 dec 08) These increases are due to the confident market which predicts that the lowering of the Fed Rate would stimulate the US economy real sector which further would hopefully increase world products demand. It is also a good sign that the US government is taking the appropriate actions.